No Plaid, no credentials, no third-party connection. Add transactions manually or import a CSV — your bank never enters the picture.
Most budget apps connect through services like Plaid, which need your banking credentials and route your transaction data through their servers. For a lot of people that's a hard no.
FincWin doesn't sync with your bank at all. You stay in control of what goes in — by hand or by CSV — and nothing leaves your device.
| Feature | FincWin | Bank-sync apps |
|---|---|---|
| Needs bank login | No | Yes (via Plaid etc.) |
| Data sent to third party | No | Yes |
| Manual & CSV entry | Yes | Sometimes |
| Works offline | Yes | No |
How do transactions get in without bank sync?
You add them manually in seconds, or import a CSV exported from your bank. FincWin never needs your login.
Is CSV import free?
CSV import is a Pro feature ($39/year or $149 lifetime). Manual entry is free forever.
Does my data leave my device?
No. It stays in your browser, with optional encrypted backup to your own Google Drive.
Free plan is permanent. No card, no account required.
Open FincWin free →